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The Only Way to Use a Credit Card

There probably isn’t a bigger argument in the personal finance section than on whether or not to use a credit card. And I totally get it. Two of my biggest influences on my finances, Ramit Sethi and Dave Ramsey, stand in stark contrast to one another. I’ve lived on both sides and completely understand both […]

What’s so bad about debt?

We have a big house payment.  We absolutely love our house but there’s no denying that our house payment is a big part of our world. Now we are going to be in great shape in a couple of years. We took out a 15 year fixed rate mortgage and I love thinking of being […]

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