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I can’t tell you how many times this has played out, and I’m wondering if you can relate. I’m on my way home from a long, tiring day at work. Anybody a teacher out there? When you’re a teacher, you have to put a ton of energy into your work each day and you just […]

Ok, you know you need to be saving for retirement. But when it comes down to it, how in the world are you going to actually learn what you need to know to start?  The good news is that you don’t have to know everything, just a few key things to get you in the […]

Personal finance can be super confusing. Sometimes, it can seem like there is an overwhelming amount of information. Then, when you add in emotions like guilt for not starting earlier, or the fear that you aren’t smart enough to do this, it just makes it worse. Even though I had done some investing, for a […]

Now I do realize that I’m a big nerd when it comes to my budgeting. I get that not all people will want to sit on the couch and perfect their budget while watching tv. In fact, budgeting is sometimes a dirty word. It’s gotten a bad wrap.  Does budgeting work? Is it realistic for […]

How do you feel about your finances right now?  You probably have a gut reaction to that question. You might feel like you’re in good shape but it’s possible that question left a pit in your stomach.  It’s tough when you feel like you just can’t make any headway with your finances. It’s tough to […]

We recently got out of town for a little trip down to Galveston, TX. Since we’re from the north Houston area, Galveston is just around an hour and a half drive from our part of Houston.  Even though we don’t go there a lot, it’s always nice to go. This year, we had family photos […]

When I look back over my life so far, I realize that it made perfect sense for me to start a financial blog. I can look back and notice all of the times that finances and investing were a really big interest for me. My grandad, Joe, has always been a big investor. Not in […]

So I’ve established in some previous articles how important I think it is to budget. I talked about how the most important thing before creating a budget is to decide what your most important financial goals are. I talked about the parts of the budget, the nuts and bolts of getting it put together, and […]

I’ve spent years tinkering with our household budget. There have been times where adjusting and forecasting and planning for our household expenses has been my after work decompression time(this was definitely before we had our two kids). I’ve learned a lot about what matters and what doesn’t when you create a budget. First, don’t be […]

As I was working up the courage to start a blog discussing personal finance, I realized that as I look back over my life that it’s something that I’ve always been interested in.  I grew up watching my grandfather constantly watching his stocks on tv. Before the internet was really doing its thing, he’d have […]