Blog

We think of our homes as the biggest most important investment of our lives. It’s so cemented into our culture that owning your own home is synonymous with the American dream.  However, be careful not to overinflate what your house can do for your financial standing.  Recently, I decided to pick up a copy of […]

Last week, an unexpected thunderstorm blew through the north Houston area. It’s been so scorching in Texas the last couple of weeks, and like every year, I’d swear that it’s worse this year.  I do what I always like to do during a thunderstorm, step out on the back porch and watch it roll in […]

It doesn’t make any sense to buy a house with a mortgage.  It would actually cost you way less money, in the long run, to save over the course of many years before finally showing up at closing and paying for the whole thing in cash. After all, you end up spending thousands of dollars […]

Recently, I came across a clip from The Dave Ramsey show where Dave was warning about why you want to avoid restaurants while you’re broke.  Restaurant food is entertainment. It is not nutrition. If you want to do entertainment, do it when you’re not in debt and you’re not broke and don’t have an emergency […]

I have a really bad habit of not checking my fantasy sports teams. Actually, some years are better than others, including the year that I won. But some years I can be really bad at it.  The problem is that the longer I go without checking on my team, the bigger of a hassle it […]

I’m a sucker for a good hack. I love the idea that there’s always an easier way to do something. I love the quote by Abraham Lincoln: “If you give me 6 hours to chop down a tree, I’ll spend the first 4 sharpening my ax.” As a culture, we’ve fallen in love with the […]

Recently, I was reading a great book by Oliver Burkeman called Four Thousand Weeks. The title is referencing the number of total weeks you can expect to live on average. Since your time is already so limited, you can only reasonably expect to achieve so much in your lifetime. You can’t achieve everything, but you […]

There’s been a lot of bad news lately when it comes to money. Inflation is at the highest level in 40 years, experts think it’s likely that our economy will enter a recession, consumer demand continues to be high, and even Bitcoin has taken a huge fall from grace.  The price at the pump is […]

Early on, Katie and I decided that we would have a hard and fast rule-that our kids would not sleep with us each night. The reason we made this rule was probably because of the years that we lived in our parents’ beds. I’m not too ashamed to say that if it wasn’t for my […]

Are you the type of person that enters your transactions into your budget as soon as they happen?  With YNAB(and other apps have started adding this functionality), you can manually add the transactions that you place immediately. Even if your budget imports your transactions later.  If you’re someone who just imports your transactions later, this […]