Blog

Now I do realize that I’m a big nerd when it comes to my budgeting. I get that not all people will want to sit on the couch and perfect their budget while watching tv. In fact, budgeting is sometimes a dirty word. It’s gotten a bad wrap.  Does budgeting work? Is it realistic for […]

How do you feel about your finances right now?  You probably have a gut reaction to that question. You might feel like you’re in good shape but it’s possible that question left a pit in your stomach.  It’s tough when you feel like you just can’t make any headway with your finances. It’s tough to […]

We recently got out of town for a little trip down to Galveston, TX. Since we’re from the north Houston area, Galveston is just around an hour and a half drive from our part of Houston.  Even though we don’t go there a lot, it’s always nice to go. This year, we had family photos […]

When I look back over my life so far, I realize that it made perfect sense for me to start a financial blog. I can look back and notice all of the times that finances and investing were a really big interest for me. My grandad, Joe, has always been a big investor. Not in […]

So I’ve established in some previous articles how important I think it is to budget. I talked about how the most important thing before creating a budget is to decide what your most important financial goals are. I talked about the parts of the budget, the nuts and bolts of getting it put together, and […]

I’ve spent years tinkering with our household budget. There have been times where adjusting and forecasting and planning for our household expenses has been my after work decompression time(this was definitely before we had our two kids). I’ve learned a lot about what matters and what doesn’t when you create a budget. First, don’t be […]

As I was working up the courage to start a blog discussing personal finance, I realized that as I look back over my life that it’s something that I’ve always been interested in.  I grew up watching my grandfather constantly watching his stocks on tv. Before the internet was really doing its thing, he’d have […]

There probably isn’t a bigger argument in the personal finance section than on whether or not to use a credit card. And I totally get it. Two of my biggest influences on my finances, Ramit Sethi and Dave Ramsey, stand in stark contrast to one another. I’ve lived on both sides and completely understand both […]

We have a big house payment.  We absolutely love our house but there’s no denying that our house payment is a big part of our world. Now we are going to be in great shape in a couple of years. We took out a 15 year fixed rate mortgage and I love thinking of being […]