A couple of weeks ago, I talked about the four parts you really need to have in place to get control of your finances. Those parts were: Knowing your numbers-This means that you’ve got your finger on the pulse of where your money’s at. You know how much you make as a household, you know […]
Taking the Next Step Forward
Sometimes, it’s really hard to take the next step. Sometimes, you may feel stuck. Sometimes, you may feel too busy to deal with it or like you don’t really have the bandwidth. Especially with our finances, it can be really easy to remain stuck. The rush of life as it hums by can keep our […]
Remembering What’s Really a Need
Something that’s a challenge for new blog writers is really maintaining a consistent schedule in their writing. Even though this is something that I gain a lot of joy from, it’s not my full time job. Usually, I’m teaching middle school band all day and then I come home to a young family that keeps […]
Creating Margin
I need a break. I think a lot of people do. It’s just been a tough year. Being a teacher, we’ve had all sorts of new things thrown at us during the pandemic. But my situation isn’t unique. Most people I talk to just seem worn out by what the past year has put us […]
The Most Valuable Skill May Be Telling Yourself No
I hope your year is off to a great start. Something that I want to remind you of is that no matter what your goals are this year, give yourself some grace. If you’re starting to budget for the first time, it’ll probably take 3 months to really start getting it right. If you’re trying […]
Have you ever been burned by a new year’s resolution?
I feel like I’ve been consuming way too much social media lately. I always do at this time of year. The excitement of the New Year is building up as we anticipate that the coming year will be better than the one before it. But this new year won’t be any different if you aren’t. […]
Want to get control of your finances?
Are you wanting to get in control of your finances this upcoming year? This has been a really strange year. It won’t be long before we reach the point where it’s been a year since the world shut down due to COVID. But the truth is, there is still progress to be made in your […]
Pick a 2% Card and Move On
I love going through the self checkout line at Target. Well, I’ve started to appreciate going through any self checkout line really. But especially at Target, because if you get someone who’s really good at their job, then chances are they’re going to make a hard sell for the Target credit card or debit card. […]
Make Your Margin As Big As You Can
When Katie and I had just gotten married and were moving to Houston, it was a really tough year for teachers. Our State budget for education had a serious deficit and most school districts were on hiring freezes. Some were even letting teachers go. Thankfully, Katie got a job, but I didn’t, and I just […]
The Importance of a Zero Based Budget
Have you ever had the feeling where one day it’s payday and you feel incredibly rich? Especially if you were crawling to payday, it just feels like this huge sign of relief when you finally make it. Then, it’s time to release the streamers and start the party. Now that you got paid, you can […]