Want to get control of your finances?

Are you wanting to get in control of your finances this upcoming year? 

This has been a really strange year. It won’t be long before we reach the point where it’s been a year since the world shut down due to COVID. 

But the truth is, there is still progress to be made in your life. You can still gain traction on the big goals that you have.

Our finances are a major area for most of us that could be making us feel like we’re not getting the traction in our lives that we want. 

Being stressed about money is no fun at all. It may feel like there’s not enough of it, or you know that you don’t have the handle on it like you know you should. 

What goals do you have for your finances this year?

Are you wanting to be more intentional with your savings? That could either be saving for retirement or just saving up for things more short term that you want or need.

What about paying down debt? If you’ve been carrying around debt, it’s a huge drag on your finances and a point of huge stress. It just feels like it weighs on you, especially if you don’t have a plan for how you may get rid of it.

If you’re wanting to get control of your finances this year, take the step of getting on a budget first. 

Having a budget is going to be foundational for all of the other goals you’re hoping to hit with your money this year. No matter if you’re wanting to get out of debt, save for your retirement, or start holding on to more of your money each month so you can save up for things that you want or a trip you’ve been wanting to take. 

The first step is going to be budgeting.

And if you’ve been intimidated by the idea of starting a budget in that past, or maybe you’re someone that thinks that budgets don’t work, it’s important to realize that a budget is just a plan for your money.

When you make a plan for your money, you’re deciding what you need to do with it before you spend it this month.

Doing that is a total game changer.

Simply by deciding that you’re going to be intentional about how each dollar is spent will allow you to take the first step toward achieving those big money goals. 

And what if you’ve avoided budgeting because you don’t really want to face what the numbers say?

Well, I understand. It can be intimidating to start. 

But starting is the most important part. If you can just start, open up the budget, fire up the spreadsheet, log in to your banking, it’s all downhill from there. Even if you don’t spend a ton of time working on it, at least you’re bringing awareness to the problem you’re wanting to solve.

When you know what the plan is ahead of time, there’s a peace from knowing what the plan is. Even if it’s not pretty, even if you’re still struggling to get everything covered, knowing what the plan is and how you want to move forward will change everything. 

Jared